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A bit of alphabet soup relevant to real estate: HOAs and CC&Rs

The acronyms in today’s blog post headline above are shorthand descriptors for important entities and concepts in one singular real estate realm.

Namely, that is planned community developments, most typically comprising condos and townhomes. Although such communities were at one time a relative rarity in the United States, they now dot America’s residential landscape from coast to coast.

New Jersey is certainly no exception, with planned developments being a strong and growing fixture in virtually all areas of the state.

Residents who are considering buying a home in a community development, notes one online overview of that subject matter, “should do their homework before they commit to a purchase.”

That admonition leads straight back to those above-cited acronyms.

To wit: If you’re figuratively and literally in the market for a home, you’re going to be visiting one or more HOAs. Homeowners associations are the entities that oversee and regulate myriad activities of planned neighborhoods. Although the above primer rightly notes that “homeowners often welcome this,” it is also true that resident/HOA disputes frequently arise.

And that makes it a sound idea for prospective buyers to carefully peruse the so-called CC&Rs — covenants, codes and restrictions — applicable to a planned development that are spelled out in great detail and centrally applicable to most disputes arising between homeowners and their HOAs.

It is vitally important for a would-be buyer to fully understand all the material conditions that relate to post-purchase maintenance, assessments, dispute resolution and other key matters. A proven real estate attorney with a demonstrated record of strong advocacy on behalf of New Jersey homeowners can help with that task.



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