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Title issues should be addressed, protected against in home closing

A prospective New Jersey home buyer might reasonably want to assure that legal counsel retained for input in a transaction has across-the-board experience and acumen in relevant purchase and closing matters. There can be a lot to focus on in a residential real estate transaction, and a would-be buyer is sold short when professional advice is less than complete.

Some law firms take pride in the comprehensive services they deliver to buyers and sellers in residential property matters. We certainly do at The Law Office of Rajeh A. Saadeh in Somerville. We note on our website that we assist participants “through every phase of residential real estate transactions.” That encompasses negotiations, studied input on purchase contracts, home inspection, mortgage/financing matters and closing.

One thing we acutely focus upon for buyers is providing them comfort that they will be legally protected post-purchase from any home-linked encumbrance or defect. One way to help ensure that is to timely conduct a thorough property title search and ensure that a client has adequate title insurance to guard against potential problems.

Those can definitely exist, especially concerning relatively older properties with long transactional histories. Title searches often reveal things like prior claims on property from third parties such as construction contractors, banks and government tax officials. Perhaps some unknown person and his or her successors have some claimed right to use or exploit the property in same way. A home buyer obviously needs to know about such matters.

And safeguard against them. Title insurance will not make prior liens or encumbrances go away, but it can cut off personal liability for a current homeowner.

Information concerning title searches and insurance (and any other matter germane to a residential property transaction) can be obtained from a seasoned New Jersey real estate lawyer.



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